26 | 09 | 2016
House Building Advance
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FAQs on reintroduced House Building Advance scheme for Kerala State Government Employees

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1 In the case of Joint Loan (joint application for HBA), which HoD should carry out online entry and countersign the statement? 1158
2 From where do I get HBA application form? 1182
3 How many years’ Encumbrance Certificate is required to applying for HBA? 2158
4 Whether prior sanction of Government should be obtained in case of change of plot/ purpose of HBA is necessitated? 1817
5 HBA; Introduction/Contact 1256
6 Whether Possession Certificate is to be obtained from Tahsildar as mentioned in Form No.29 for HBA? 1345
7 In the case of Joint Loan (joint application for HBA), whether both of the employee should have minimum 5 years of completed service? 1106
8 Whether All India Service Officers are eligible for HBA under this scheme? 1079
9 If the HODs themselves are the applicants, what is the method of submitting the application? 912
10 Whether an employee having a house but not inhabitable can avail HBA? 1053
11 Whether HBA can be sanctioned if the land is in the name of spouse who is unemployed? 941
12 How the amount of interest of HBA can be calculated? 1329
13 Whether the utilization certificate for sanctioned HBA will have to be produced? 1210
14 Whether inspection will be conducted for verifying that the house is constructed/ bought as per the sanctioned HBA application? 960
15 Which is the Head of account for drawing the HBA amount.? 913
16 Whether the interest of HBA will also be recovered in each installment? 786